Distributors & Wholesalers
Track invoices and collections across hundreds of buyers
Agencies & Service Firms
Invoice clients, track retainers, reconcile payments
Schools & Institutions
Collect fees, match payments, manage receivables
Law Firms
Invoice per matter, track retainers, reconcile trust accounts
Accounting Firms
Recurring billing, payment matching, and receivables tracking
Consultancies
Project billing, milestone tracking, and receivables visibility
Architects
Phased billing, retention tracking, and project receivables
IT Services
Contract billing, payment matching, and portfolio visibility
You could be managing your collections a lot more smoothly
Inflow is the easiest way to send invoices, collect payments, and track receivables - all while spending less time on manual reconciliation. See how we do it.
Start freeYou're losing money
to your old workflow
Businesses managing invoicing and collections across Excel, WhatsApp, and bank alerts lose track of payments every day. Inflow fixes all of it.
Payments hard to match
A transfer arrives in your bank. You check WhatsApp, email, and your spreadsheet trying to figure out which invoice it's for. With multiple customers, this takes real time every single day.
Auto-matched instantly
Each customer pays to a dedicated account number. When the transfer lands, Inflow knows who paid and matches it to the right invoice automatically.
Partial payments create chaos
A customer pays half now, promises the rest later. Another overpays. Your spreadsheet can't track who owes what anymore. Outstanding balances are a guess.
Every naira accounted for
Partial payments update the invoice balance. Overpayments sit in an unapplied queue. You allocate with one click. Balances are always accurate.
No one knows what's overdue
Invoices go out and disappear into the void. No one checks what's overdue until cash is tight. Follow-up only happens when somebody remembers.
Automatic reminders
Inflow sends reminders before due dates and escalates when invoices go overdue. Your customers stay informed. You stop chasing.
Scattered across tools
Invoices in Excel, payments in bank alerts, follow-ups in WhatsApp, records in email. Nothing is connected. Nothing is searchable. Nothing is real-time.
One dashboard, full visibility
Total unpaid, overdue, collected, and unapplied - all in one view. Know exactly where your money is, who owes what, and what needs attention.
Trusted by teams
Trusted by businesses across Nigeria
From distributors to schools, teams rely on Inflow to get paid faster and reconcile without the headache.
“We used to spend three days every month chasing payments and matching transfers on spreadsheets. With Inflow, reconciliation happens automatically. My finance team finally has their weekends back.”
Chidi Okonkwo
Managing Director, Apex Distributors Ltd
“Our clients pay into dedicated account numbers now, so we always know exactly who paid and for which invoice. No more mysterious transfers sitting in our account for days.”
Aisha Bello
Founder & CEO, Mosaic Digital Agency
“Collecting school fees from 800 families used to be chaos. Inflow gave each family their own account number and the system matches every payment instantly. It changed everything for us.”
Folake Adeyemi
Bursar, Greensprings Academy
2,000+
businesses
₦1.2B+
processed
50,000+
invoices sent
Bank-grade encryption.
Pricing
Start free.
Upgrade when you're ready.
Free invoicing to get started. Automatic reconciliation and team features when your business needs it.
Starter
Get started for free
Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.
- Create and send invoices
- Customer management
- Manual payment marking
- Basic dashboard
- Payroll for up to 5 employees
- Up to 50 expenses/month
- Track up to 50 products
- 1 user
Growth
Automate your collections
Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.
- Everything in Starter
- Automatic payment matching
- Partial & overpayment handling
- Aging reports
- Team access
- Customer statements
- Smart reminders
- Payroll for up to 25 employees
- Automatic tax deductions
- Unlimited expenses
- Receipt upload
- Expense approvals
- Unlimited products
- Invoice-linked inventory
- Low stock alerts
Business
Scale with confidence
Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.
- Everything in Growth
- Multi-branch / multi-entity
- Approval workflows
- Advanced reports
- API access
- Custom branding
- Audit trail
- FIRS-ready exports
- Unlimited payroll
- Bulk disbursement
- Employee payslip portal
- Spending reports & budgets
- Multi-branch expense tracking
- Multi-location inventory
- Purchase orders
- Product profitability reports
Questions
Each customer gets a dedicated virtual account number. When they pay by transfer, the payment is automatically detected and matched to the right invoice based on the customer and amount.
Inflow handles both. Partial payments update the invoice balance and track the remaining amount. Overpayments are tracked as unapplied payments that you can allocate to other invoices or flag for refund.
Yes. The Starter plan is completely free and includes basic invoicing, customer records, manual payment marking, and a dashboard. Upgrade to Growth when you need automatic reconciliation and team access.
Payments are settled directly to your bank account. Inflow generates dedicated virtual account numbers for collection but does not hold your funds.
Team access is available on the Growth plan and above. You can invite team members to manage invoices, view payments, and handle reconciliation.
Inflow is built for Nigerian SMEs that invoice customers regularly and get paid mostly by bank transfer - distributors, wholesalers, agencies, schools, clinics, and B2B service firms.
Yes. You can export invoices, payments, and receivables reports at any time. The Business plan includes FIRS-ready structured exports for compliance.