Distributors & Wholesalers
Track invoices and collections across hundreds of buyers
Agencies & Service Firms
Invoice clients, track retainers, reconcile payments
Schools & Institutions
Collect fees, match payments, manage receivables
Law Firms
Invoice per matter, track retainers, reconcile trust accounts
Accounting Firms
Recurring billing, payment matching, and receivables tracking
Consultancies
Project billing, milestone tracking, and receivables visibility
Architects
Phased billing, retention tracking, and project receivables
IT Services
Contract billing, payment matching, and portfolio visibility
Built for Distributors & Wholesalers
Built for distributors who invoice hundreds of buyers
Stop chasing payments across spreadsheets. Inflow gives every buyer a dedicated account, auto-matches transfers, and tells you exactly who owes what.
The problem
If you're still reconciling in spreadsheets, you already know these problems
Kola Foods Ltd
12 open invoices
Madu & Sons
8 open invoices
Fresh Farms Co
5 open invoices
Delta Stores
3 open invoices
Apex Trading
7 open invoices
Kola Foods Ltd
12 open invoices
Madu & Sons
8 open invoices
Fresh Farms Co
5 open invoices
Delta Stores
3 open invoices
Apex Trading
7 open invoices
Kola Foods Ltd
8012345601
Madu & Sons
8012345602
Fresh Farms Co
8012345603
Dedicated accounts
Every buyer gets their own account number
Stop matching transfers manually. Each buyer pays to a unique virtual account — payments are attributed instantly.
One account per buyer
Generate a dedicated virtual account for each buyer. When they transfer, you know exactly who paid.
Works with any bank
Buyers transfer from any bank account. The virtual account routes the payment to you automatically.
INV-301
₦450,000
₦450,000
INV-302
₦820,000
₦400,000
INV-303
₦150,000
₦150,000
Auto-reconciliation
Payments matched to invoices automatically
No more cross-referencing bank statements. Inflow matches incoming payments to open invoices in real time.
Exact match? Done.
When the amount matches an open invoice exactly, it’s auto-reconciled. No manual work.
Partial payments tracked
Buyer pays half now? The invoice balance updates instantly. You always know what’s still owed.
Outstanding
₦2.4M
Overdue
₦870K
Collected
₦5.1M
Receivables visibility
Know exactly who owes what, always
Real-time dashboard showing outstanding amounts, overdue accounts, and collection trends.
Aging at a glance
See which accounts are 30, 60, 90+ days overdue. Prioritize follow-up where it matters.
Automatic reminders
Set rules to remind buyers before and after due dates. Stop chasing manually.
Pricing
Start free.
Upgrade when you're ready.
Free invoicing to get started. Automatic reconciliation and team features when your business needs it.
Starter
Get started for free
Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.
- Create and send invoices
- Customer management
- Manual payment marking
- Basic dashboard
- Payroll for up to 5 employees
- Up to 50 expenses/month
- Track up to 50 products
- 1 user
Growth
Automate your collections
Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.
- Everything in Starter
- Automatic payment matching
- Partial & overpayment handling
- Aging reports
- Team access
- Customer statements
- Smart reminders
- Payroll for up to 25 employees
- Automatic tax deductions
- Unlimited expenses
- Receipt upload
- Expense approvals
- Unlimited products
- Invoice-linked inventory
- Low stock alerts
Business
Scale with confidence
Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.
- Everything in Growth
- Multi-branch / multi-entity
- Approval workflows
- Advanced reports
- API access
- Custom branding
- Audit trail
- FIRS-ready exports
- Unlimited payroll
- Bulk disbursement
- Employee payslip portal
- Spending reports & budgets
- Multi-branch expense tracking
- Multi-location inventory
- Purchase orders
- Product profitability reports
You're losing money
to your old workflow
Businesses managing invoicing and collections across Excel, WhatsApp, and bank alerts lose track of payments every day. Inflow fixes all of it.
Payments hard to match
A transfer arrives in your bank. You check WhatsApp, email, and your spreadsheet trying to figure out which invoice it's for. With multiple customers, this takes real time every single day.
Auto-matched instantly
Each customer pays to a dedicated account number. When the transfer lands, Inflow knows who paid and matches it to the right invoice automatically.
Partial payments create chaos
A customer pays half now, promises the rest later. Another overpays. Your spreadsheet can't track who owes what anymore. Outstanding balances are a guess.
Every naira accounted for
Partial payments update the invoice balance. Overpayments sit in an unapplied queue. You allocate with one click. Balances are always accurate.
No one knows what's overdue
Invoices go out and disappear into the void. No one checks what's overdue until cash is tight. Follow-up only happens when somebody remembers.
Automatic reminders
Inflow sends reminders before due dates and escalates when invoices go overdue. Your customers stay informed. You stop chasing.
Scattered across tools
Invoices in Excel, payments in bank alerts, follow-ups in WhatsApp, records in email. Nothing is connected. Nothing is searchable. Nothing is real-time.
One dashboard, full visibility
Total unpaid, overdue, collected, and unapplied - all in one view. Know exactly where your money is, who owes what, and what needs attention.
Questions
Each buyer gets a dedicated virtual account number. When they pay by transfer, the payment is automatically attributed to the right buyer and matched to the correct invoice.
Inflow tracks partial payments automatically. The invoice balance updates in real time, and you can see exactly how much is still outstanding per buyer.
Yes, see exactly which accounts are overdue, how long they’ve been outstanding, and the total amount owed. Filter by buyer, date range, or status.
You can be sending invoices within minutes. Create your account, add your buyers, and start invoicing right away. No onboarding calls or complex configuration needed.
“We used to spend three days every month chasing payments. With Inflow, reconciliation happens automatically.”
Chidi Okonkwo
Apex Distributors
2,000+
businesses
₦1.2B+
processed
50,000+
invoices sent
Bank-grade encryption.