Distributors & Wholesalers
Track invoices and collections across hundreds of buyers
Agencies & Service Firms
Invoice clients, track retainers, reconcile payments
Schools & Institutions
Collect fees, match payments, manage receivables
Law Firms
Invoice per matter, track retainers, reconcile trust accounts
Accounting Firms
Recurring billing, payment matching, and receivables tracking
Consultancies
Project billing, milestone tracking, and receivables visibility
Architects
Phased billing, retention tracking, and project receivables
IT Services
Contract billing, payment matching, and portfolio visibility
Built for Agencies & Service Firms
Built for agencies that bill retainers and projects
Stop losing track of client payments. Inflow lets you invoice per project, auto-reconcile transfers, and see your cash flow at a glance.
The problem
Billing clients shouldn't be harder than doing the work
Zenith Agency
₦500,000/mo
Bright Ideas Co
₦350,000/mo
Nova Studios
₦200,000/mo
Peak Digital
₦400,000/mo
Orbit Media
₦250,000/mo
Zenith Agency
₦500,000/mo
Bright Ideas Co
₦350,000/mo
Nova Studios
₦200,000/mo
Peak Digital
₦400,000/mo
Orbit Media
₦250,000/mo
Upfront 50%
Paid₦750,000
Midpoint 30%
Partial₦450,000
Delivery 20%
Pending₦300,000
Project billing
Invoice per project, retainer, or milestone
Create invoices tied to specific work. Track what each client owes across all their engagements.
Retainer tracking
Set up monthly retainers. See at a glance which clients are current and which are behind.
Milestone payments
Split projects into payment stages. Track partial payments against each milestone automatically.
Due in 3 days
Invoice INV-410 • ₦500,000
Due today
Invoice INV-408 • ₦350,000
7 days overdue
Invoice INV-401 • ₦200,000
Smart collections
Get paid without the awkward follow-up
Automatic reminders and dedicated payment accounts mean clients pay on time without you chasing.
Dedicated client accounts
Each client gets their own virtual account. Payments are matched automatically — no vague bank narrations.
Timed reminders
Send polite reminders 3 days before due, on due date, and at intervals after. Fully automated.
Invoiced
₦8.3M
Collected
₦5.1M
Outstanding
₦2.4M
Cash flow clarity
See your money in real time
Stop guessing what’s outstanding. One dashboard shows invoiced, collected, and overdue across all clients.
Revenue dashboard
Total invoiced, collected, outstanding, and overdue — all in one view, updated in real time.
Client-level detail
Drill into any client to see their full invoice and payment history.
Pricing
Start free.
Upgrade when you're ready.
Free invoicing to get started. Automatic reconciliation and team features when your business needs it.
Starter
Get started for free
Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.
- Create and send invoices
- Customer management
- Manual payment marking
- Basic dashboard
- Payroll for up to 5 employees
- Up to 50 expenses/month
- Track up to 50 products
- 1 user
Growth
Automate your collections
Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.
- Everything in Starter
- Automatic payment matching
- Partial & overpayment handling
- Aging reports
- Team access
- Customer statements
- Smart reminders
- Payroll for up to 25 employees
- Automatic tax deductions
- Unlimited expenses
- Receipt upload
- Expense approvals
- Unlimited products
- Invoice-linked inventory
- Low stock alerts
Business
Scale with confidence
Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.
- Everything in Growth
- Multi-branch / multi-entity
- Approval workflows
- Advanced reports
- API access
- Custom branding
- Audit trail
- FIRS-ready exports
- Unlimited payroll
- Bulk disbursement
- Employee payslip portal
- Spending reports & budgets
- Multi-branch expense tracking
- Multi-location inventory
- Purchase orders
- Product profitability reports
You're losing money
to your old workflow
Businesses managing invoicing and collections across Excel, WhatsApp, and bank alerts lose track of payments every day. Inflow fixes all of it.
Payments hard to match
A transfer arrives in your bank. You check WhatsApp, email, and your spreadsheet trying to figure out which invoice it's for. With multiple customers, this takes real time every single day.
Auto-matched instantly
Each customer pays to a dedicated account number. When the transfer lands, Inflow knows who paid and matches it to the right invoice automatically.
Partial payments create chaos
A customer pays half now, promises the rest later. Another overpays. Your spreadsheet can't track who owes what anymore. Outstanding balances are a guess.
Every naira accounted for
Partial payments update the invoice balance. Overpayments sit in an unapplied queue. You allocate with one click. Balances are always accurate.
No one knows what's overdue
Invoices go out and disappear into the void. No one checks what's overdue until cash is tight. Follow-up only happens when somebody remembers.
Automatic reminders
Inflow sends reminders before due dates and escalates when invoices go overdue. Your customers stay informed. You stop chasing.
Scattered across tools
Invoices in Excel, payments in bank alerts, follow-ups in WhatsApp, records in email. Nothing is connected. Nothing is searchable. Nothing is real-time.
One dashboard, full visibility
Total unpaid, overdue, collected, and unapplied - all in one view. Know exactly where your money is, who owes what, and what needs attention.
Questions
Yes, create invoices tied to specific projects or retainers. Track each client’s payment history and outstanding balance in one place.
Set up recurring invoices for monthly retainers. Inflow tracks each payment against the expected amount and flags clients who fall behind.
Track partial payments against milestones. When a client pays 50% upfront, the invoice balance updates automatically and shows what’s still owed.
Team access is available on Growth plan and above. Invite team members to manage invoices, view payments, and handle reconciliation.
“Our clients pay into dedicated account numbers now, so we always know exactly who paid and for which invoice.”
Aisha Bello
Mosaic Digital Agency
2,000+
businesses
₦1.2B+
processed
50,000+
invoices sent
Bank-grade encryption.