Distributors & Wholesalers
Track invoices and collections across hundreds of buyers
Agencies & Service Firms
Invoice clients, track retainers, reconcile payments
Schools & Institutions
Collect fees, match payments, manage receivables
Law Firms
Invoice per matter, track retainers, reconcile trust accounts
Accounting Firms
Recurring billing, payment matching, and receivables tracking
Consultancies
Project billing, milestone tracking, and receivables visibility
Architects
Phased billing, retention tracking, and project receivables
IT Services
Contract billing, payment matching, and portfolio visibility
Built for Architects & Engineers
Built for firms billing phased projects and retention fees
Stop losing track of stage payments. Inflow lets you invoice per project phase, auto-match client transfers, and track retention fees until final completion.
The problem
If you're still reconciling in spreadsheets, you already know these problems
Eko Atlantic Phase 3
Design stage
Victoria Island Tower
Construction
Lekki Residences
Completion
Abuja Tech Park
Concept
Ikoyi Bridge Rehab
Structural
Eko Atlantic Phase 3
Design stage
Victoria Island Tower
Construction
Lekki Residences
Completion
Abuja Tech Park
Concept
Ikoyi Bridge Rehab
Structural
Eko Atlantic Dev Co
8010456701
Victoria Properties
8010456702
Abuja Tech Consortium
8010456703
Dedicated client accounts
Every client gets their own account number
Stop matching transfers manually. Each client pays to a unique virtual account — payments are attributed instantly.
One account per client
Generate a dedicated virtual account for each client. When they transfer, you know exactly who paid.
Works with any bank
Clients transfer from any bank account. The virtual account routes the payment to you automatically.
PRJ-501
₦3,500,000
₦3,500,000
PRJ-502
₦8,200,000
₦4,100,000
PRJ-503
₦2,400,000
₦2,400,000
Phase-based reconciliation
Payments matched to project phases automatically
No more cross-referencing bank statements. Inflow matches incoming payments to project phases in real time.
Exact match? Done.
When the amount matches an open invoice exactly, it’s auto-reconciled. No manual work.
Retention tracked separately
Retention amounts are flagged and held until project completion. You always know what’s retained.
Outstanding
₦12.4M
Retention held
₦3.8M
Collected
₦22.8M
Project-level visibility
Know exactly what’s outstanding, always
Real-time dashboard showing outstanding amounts, retention held, and collection trends across all projects.
Aging at a glance
See which projects are 30, 60, 90+ days overdue. Prioritize follow-up where it matters.
Automatic reminders
Set rules to remind clients before and after due dates. Stop chasing manually.
Pricing
Start free.
Upgrade when you're ready.
Free invoicing to get started. Automatic reconciliation and team features when your business needs it.
Starter
Get started for free
Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.
- Create and send invoices
- Customer management
- Manual payment marking
- Basic dashboard
- Payroll for up to 5 employees
- Up to 50 expenses/month
- Track up to 50 products
- 1 user
Growth
Automate your collections
Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.
- Everything in Starter
- Automatic payment matching
- Partial & overpayment handling
- Aging reports
- Team access
- Customer statements
- Smart reminders
- Payroll for up to 25 employees
- Automatic tax deductions
- Unlimited expenses
- Receipt upload
- Expense approvals
- Unlimited products
- Invoice-linked inventory
- Low stock alerts
Business
Scale with confidence
Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.
- Everything in Growth
- Multi-branch / multi-entity
- Approval workflows
- Advanced reports
- API access
- Custom branding
- Audit trail
- FIRS-ready exports
- Unlimited payroll
- Bulk disbursement
- Employee payslip portal
- Spending reports & budgets
- Multi-branch expense tracking
- Multi-location inventory
- Purchase orders
- Product profitability reports
You're losing money
to your old workflow
Businesses managing invoicing and collections across Excel, WhatsApp, and bank alerts lose track of payments every day. Inflow fixes all of it.
Payments hard to match
A transfer arrives in your bank. You check WhatsApp, email, and your spreadsheet trying to figure out which invoice it's for. With multiple customers, this takes real time every single day.
Auto-matched instantly
Each customer pays to a dedicated account number. When the transfer lands, Inflow knows who paid and matches it to the right invoice automatically.
Partial payments create chaos
A customer pays half now, promises the rest later. Another overpays. Your spreadsheet can't track who owes what anymore. Outstanding balances are a guess.
Every naira accounted for
Partial payments update the invoice balance. Overpayments sit in an unapplied queue. You allocate with one click. Balances are always accurate.
No one knows what's overdue
Invoices go out and disappear into the void. No one checks what's overdue until cash is tight. Follow-up only happens when somebody remembers.
Automatic reminders
Inflow sends reminders before due dates and escalates when invoices go overdue. Your customers stay informed. You stop chasing.
Scattered across tools
Invoices in Excel, payments in bank alerts, follow-ups in WhatsApp, records in email. Nothing is connected. Nothing is searchable. Nothing is real-time.
One dashboard, full visibility
Total unpaid, overdue, collected, and unapplied - all in one view. Know exactly where your money is, who owes what, and what needs attention.
Questions
Yes. Flag a percentage as retention on any invoice. Inflow tracks retention separately from stage payments so you always know what’s held back and when it’s due.
Create invoices per project phase — concept, design, construction, completion. Each phase is tracked independently with its own payment status.
Yes. View total billed, collected, outstanding, and retention for any project. Filter by client, project stage, or date range.
No. Clients transfer to a dedicated account number as usual. Inflow handles the matching and tracking behind the scenes.
“We have 15 active projects with stage payments and retention. Before Inflow, tracking what was owed on each project was a full-time job.”
Kunle Adebayo
Adebayo & Partners Architects
2,000+
businesses
₦1.2B+
processed
50,000+
invoices sent
Bank-grade encryption.