Distributors & Wholesalers
Track invoices and collections across hundreds of buyers
Agencies & Service Firms
Invoice clients, track retainers, reconcile payments
Schools & Institutions
Collect fees, match payments, manage receivables
Law Firms
Invoice per matter, track retainers, reconcile trust accounts
Accounting Firms
Recurring billing, payment matching, and receivables tracking
Consultancies
Project billing, milestone tracking, and receivables visibility
Architects
Phased billing, retention tracking, and project receivables
IT Services
Contract billing, payment matching, and portfolio visibility
Simple, transparent pricing
Start free with invoicing, payroll, expenses, and inventory. Upgrade when you need automation and team access.
Pricing
Start free.
Upgrade when you're ready.
Free invoicing to get started. Automatic reconciliation and team features when your business needs it.
Starter
Get started for free
Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.
- Create and send invoices
- Customer management
- Manual payment marking
- Basic dashboard
- Payroll for up to 5 employees
- Up to 50 expenses/month
- Track up to 50 products
- 1 user
Growth
Automate your collections
Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.
- Everything in Starter
- Automatic payment matching
- Partial & overpayment handling
- Aging reports
- Team access
- Customer statements
- Smart reminders
- Payroll for up to 25 employees
- Automatic tax deductions
- Unlimited expenses
- Receipt upload
- Expense approvals
- Unlimited products
- Invoice-linked inventory
- Low stock alerts
Business
Scale with confidence
Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.
- Everything in Growth
- Multi-branch / multi-entity
- Approval workflows
- Advanced reports
- API access
- Custom branding
- Audit trail
- FIRS-ready exports
- Unlimited payroll
- Bulk disbursement
- Employee payslip portal
- Spending reports & budgets
- Multi-branch expense tracking
- Multi-location inventory
- Purchase orders
- Product profitability reports
Compare plans
Everything included at every level. No hidden fees.
| Starter | Growth | Business | |
|---|---|---|---|
| Free | ₦25,000/mo | ₦50,000/mo | |
| Invoicing | |||
| Create and send invoices | |||
| Customer management | |||
| Shareable links & PDF | |||
| Customer statements | |||
| Custom branding | |||
| Collections | |||
| Manual payment marking | |||
| Dedicated virtual accounts | |||
| Automatic payment matching | |||
| Partial & overpayment handling | |||
| Smart reminders | |||
| Payroll | |||
| Run payroll | 5 employees | 25 employees | Unlimited |
| Automatic tax deductions | |||
| Bulk disbursement | |||
| Employee payslip portal | |||
| Expenses | |||
| Log expenses | 50/month | Unlimited | Unlimited |
| Receipt upload | |||
| Expense approvals | |||
| Spending reports & budgets | |||
| Multi-branch expense tracking | |||
| Inventory | |||
| Track products | 50 products | Unlimited | Unlimited |
| Invoice-linked inventory | |||
| Low stock alerts | |||
| Purchase orders | |||
| Multi-location inventory | |||
| Product profitability reports | |||
| Reporting & Admin | |||
| Basic dashboard | |||
| Aging reports | |||
| Advanced reports | |||
| API access | |||
| Audit trail | |||
| FIRS-ready exports | |||
| Multi-branch / multi-entity | |||
| Team | |||
| Users | 1 | Team access | Team access |
| Approval workflows | |||
Need something custom?
Large team, multiple branches, or specific compliance requirements? Let's talk about what your business needs.
Talk to salesQuestions
Each customer gets a dedicated virtual account number. When they pay by transfer, the payment is automatically detected and matched to the right invoice based on the customer and amount.
Inflow handles both. Partial payments update the invoice balance and track the remaining amount. Overpayments are tracked as unapplied payments that you can allocate to other invoices or flag for refund.
Yes. The Starter plan is completely free and includes basic invoicing, customer records, manual payment marking, and a dashboard. Upgrade to Growth when you need automatic reconciliation and team access.
Payments are settled directly to your bank account. Inflow generates dedicated virtual account numbers for collection but does not hold your funds.
Team access is available on the Growth plan and above. You can invite team members to manage invoices, view payments, and handle reconciliation.
Inflow is built for Nigerian SMEs that invoice customers regularly and get paid mostly by bank transfer - distributors, wholesalers, agencies, schools, clinics, and B2B service firms.
Yes. You can export invoices, payments, and receivables reports at any time. The Business plan includes FIRS-ready structured exports for compliance.