Simple, transparent pricing

Start free with invoicing, payroll, expenses, and inventory. Upgrade when you need automation and team access.

Pricing

Start free.
Upgrade when you're ready.

Free invoicing to get started. Automatic reconciliation and team features when your business needs it.

Starter

Get started for free

Freeno credit card required

Invoicing, payroll, expense tracking, inventory, and a simple dashboard. Everything you need to get started, for free.

  • Create and send invoices
  • Customer management
  • Manual payment marking
  • Basic dashboard
  • Payroll for up to 5 employees
  • Up to 50 expenses/month
  • Track up to 50 products
  • 1 user
Start free
Most Popular

Growth

Automate your collections

₦25,000per month + 0.2% per payment (max ₦300)

Automatic reconciliation, payroll with tax deductions, unlimited expense tracking with approvals, invoice-linked inventory, and team access.

  • Everything in Starter
  • Automatic payment matching
  • Partial & overpayment handling
  • Aging reports
  • Team access
  • Customer statements
  • Smart reminders
  • Payroll for up to 25 employees
  • Automatic tax deductions
  • Unlimited expenses
  • Receipt upload
  • Expense approvals
  • Unlimited products
  • Invoice-linked inventory
  • Low stock alerts
Start free

Business

Scale with confidence

₦50,000per month + 0.15% per payment (max ₦300)

Everything in Growth plus unlimited payroll, multi-branch support, spending budgets, full inventory management, advanced reports, API access, and audit trails.

  • Everything in Growth
  • Multi-branch / multi-entity
  • Approval workflows
  • Advanced reports
  • API access
  • Custom branding
  • Audit trail
  • FIRS-ready exports
  • Unlimited payroll
  • Bulk disbursement
  • Employee payslip portal
  • Spending reports & budgets
  • Multi-branch expense tracking
  • Multi-location inventory
  • Purchase orders
  • Product profitability reports
Talk to sales

Compare plans

Everything included at every level. No hidden fees.

StarterGrowthBusiness
Free25,000/mo50,000/mo
Invoicing
Create and send invoices
Customer management
Shareable links & PDF
Customer statements
Custom branding
Collections
Manual payment marking
Dedicated virtual accounts
Automatic payment matching
Partial & overpayment handling
Smart reminders
Payroll
Run payroll5 employees25 employeesUnlimited
Automatic tax deductions
Bulk disbursement
Employee payslip portal
Expenses
Log expenses50/monthUnlimitedUnlimited
Receipt upload
Expense approvals
Spending reports & budgets
Multi-branch expense tracking
Inventory
Track products50 productsUnlimitedUnlimited
Invoice-linked inventory
Low stock alerts
Purchase orders
Multi-location inventory
Product profitability reports
Reporting & Admin
Basic dashboard
Aging reports
Advanced reports
API access
Audit trail
FIRS-ready exports
Multi-branch / multi-entity
Team
Users1Team accessTeam access
Approval workflows

Need something custom?

Large team, multiple branches, or specific compliance requirements? Let's talk about what your business needs.

Talk to sales

Questions

Each customer gets a dedicated virtual account number. When they pay by transfer, the payment is automatically detected and matched to the right invoice based on the customer and amount.

Inflow handles both. Partial payments update the invoice balance and track the remaining amount. Overpayments are tracked as unapplied payments that you can allocate to other invoices or flag for refund.

Yes. The Starter plan is completely free and includes basic invoicing, customer records, manual payment marking, and a dashboard. Upgrade to Growth when you need automatic reconciliation and team access.

Payments are settled directly to your bank account. Inflow generates dedicated virtual account numbers for collection but does not hold your funds.

Team access is available on the Growth plan and above. You can invite team members to manage invoices, view payments, and handle reconciliation.

Inflow is built for Nigerian SMEs that invoice customers regularly and get paid mostly by bank transfer - distributors, wholesalers, agencies, schools, clinics, and B2B service firms.

Yes. You can export invoices, payments, and receivables reports at any time. The Business plan includes FIRS-ready structured exports for compliance.